Practice Areas    |    Home    |    About Us    |    Contact Us


Filing For Bankruptcy Can Help End 

Debt Collections, Foreclosure, Harassing Phone Calls at Night and Weekends, Losing Your Home


Bankruptcy can be a devastating blow to an individual or a small business. The allocation of funds, audits, creditor claims, and claiming of assets may be too much for a person to handle and you may need experienced legal help. 
Bankruptcy Lawyers at Shepelsky & Associates can help you set your assets in order and take care of all the files and red tape associated with bankruptcy in a smooth and efficient manner.

According to the US Federal Bankruptcy Code, Bankruptcy is the process undergone when a business or individual seeks relief from their debts.  Simply put, a person or an organization may declare bankruptcy if their spending is higher than their income. 

The Federal Code Law provides for the development of a plan that allows a debtor, who is unable to pay his creditors, to resolve his debts through the division of his assets among his creditors. The proceedings involved in invoking bankruptcy are supervised by and litigated in the United States Bankruptcy Courts. The Bankruptcy Code provides that creditors must stop all collection efforts against the debtor, and allows the debtor to organize his assets and settle his debt and credit accounts in a feasible manner.

At the Shepelsky & Associates Firm we help people facing serious financial problems find a new start in life by filing Florida Chapter 7 bankruptcy or Chapter 13 bankruptcy.

We represent clients aggressively but with personal attention to the client's needs. 

Filing for Chapter 7 Bankruptcy in New York:
 Chapter 7 Bankruptcy eliminates or reduces credit card debt, medical debt, and “unsecured” debt. It may reduce or eliminate your tax debt. It does not reduce child support debt or school loans. It takes about 4 months to complete the bankruptcy process and you must attend one hearing and cooperate with a Trustee appointed by the court. 

Filing for Chapter 13 Bankruptcy in New York: Chapter 13 Bankruptcy reduces and reorganizes your debt so that you can repay some or all of it through a plan of up to 5 years. If you have several hundreds of dollars of additional income each month after paying your necessary expenses, or if you are behind on your house payments, car payments, or are "upside-down" on your car loan (owing more for the car than its worth), a Chapter 13 may be a good option for you.


Do not put it off, call Shepelsky & Associates Lawyers today at (718) 769-6352 and find a true partner in our firm. Schedule your consultation today and be prepared for fast and successful results!


Legal Notice/Privacy Statement
The materials in this website have been prepared by Shepelsky & Associates for informational purposes only and are not legal advice or counsel. Transmission of the information is not intended to create, and receipt does not constitute, an attorney-client relationship. Online readers should not act upon any information in this website without seeking professional counsel. The information contained in this website is provided only as general information, which may or may not reflect the most current legal developments. This information is not provided in the course of an attorney-client relationship and is not intended to constitute legal advice or to substitute for obtaining legal advice from an attorney licensed in your state. This website is not intended to be advertising and Shepelsky & Associates does not wish to represent anyone desiring representation based upon viewing this website in a state where this Website fails to comply with all laws and ethical rules of that state.
Any review or other matter that could be regarded as a testimonial or endorsement does not constitute a guarantee, warranty, or prediction regarding the outcome of an individual's legal matter. Any initial consultation with Shepelsky & Associates either by telephone or e-mail exploring the possibility of legal representation and/or preliminarily reviewing possible issues is exploratory only; it does not offer legal advice or opinion and should not be relied upon as such; no attorney-client relationship exists unless and until both parties agree on and mutually sign a binding legal services agreement specifying terms of the engagement.
Shepelsky & Associates attorneys are members of the Bar in New York and New Jersey, and are admitted to practice before the Federal Courts and Immigration Courts. Shepelsky & Associates does not seek to represent anyone based solely on a visit to the firm's web site. For more information please contact the Shepelsky & Associates by telephone at (718) 769-6352.

Further Disclaimer Covering Ads on Site
Please note that in this site, there may be Google and/or other ads found various web pages. These ads do not represent the views or opinions of Shepelsky & Associates, or any institution mentioned on the Shepelsky & Associates website.

Criminal Defense | Personal Injury Law | Divorce | Bankruptcy | Immigration | Home | About Us | Contact Us | Copyright © 2008